DES 312 - Protecting Cardholder Data


Course Details

Course Number: DES 312

Course Duration: 20 minutes

Course CPE Credits:

Related Learning Paths

Related Subject Matter

Foreign Languages Available:

  • English

Course Overview

While cardholder data consists of any personally identifiable information (PII) associated with a person who has a credit or debit card, the PCI Secure Standards Council (PCI SSC) has specific requirements to protect cardholder data at all times. Despite common misconceptions, this also includes account numbers, expiration date, and/or service code as cardholder data. This course is designed to provide Information Systems Security Developers with the knowledge needed to minimize the storage of cardholder data and take necessary precautions to protect it in adherence to the PCI Software Security Framework and NIST 800-53 Guidelines.

Upon successful completion of this course, learners will have the knowledge and skills required to meet privacy compliance requirements, including:

  • Ensuring the software does not store sensitive authentication data after authorization, even if encrypted unless the software is intended only for use by issuers or organizations that support issuing services.
  • Rendering the Primary Account Number (PAN) is unreadable anywhere it is stored.
  • Guiding customers regarding the secure deletion of cardholder data after the expiration of the customer-defined retention period.
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